Lots of " Are you hiring ? " calls

I did it from memory . I just tried to sound it out I forgot it was two words and the egoo. Jed thanks for keeping my spelling bee up to date

"psylo shyegoo" means:

"Gooey, sly shop." or "Oops! Shyly. Ego."

:laugh: :laugh: :laugh:>>>

Ciak - www.triagenetwork.com These were one of the companies i found out about last year I had a previous customer of mine sign with one of their contractors - I know all about this deal i called them i believe Farmers Ins group uses them. Customers names come from the insurance carrier all the paperwork the customer gets from the contractor has the carriers names on them as well. The carrier(Farmers) in case i lost you - Backs triage 5 years and what ever contractors they choose to hire - At the time last year Triage was only in business 6 Months or less as well as the contractors they had in the area.

1 of the questions above i asked briefly how is this allowed _ how does a company less than 6 Months old get in with Farmers and how does Farmers get away with allowing Contractors in business less than 6 Months use The Farmers logo name and on top of all they back them and what ever subs they hire 5 years? Also called first choice.

I also found out when a is initiated by the homeowner it is not only sent to one of you adjusters it is as well sent to Triage from there the adjuster and contractor work together on the claim the homeowner is not told he/ she has to use this contractor but it is implied that the homeowner has no choice this is how it is done.

How pay works is Triage pays the contractor a little better than sub rates Like labor 30 per sq tear off 30 per sq shingle 10 per sq clean up - then reimberse any material permit extra expense from the contractor on a 30 day type of deal the contractor must submit all invoices to Triage once the job is complete. After that Triage uses Exatamate to bill insurance carrier adds in O&P and carrier pays it even a 1 trade type of deal.

There are as well other pricing issues where triage gets 10% of actual claim that is if the contractor is knowledgeable with Exactimate and works this out before taking on the job. But will not give up any of the 10 and 10 even if it is more than 1 trade.

The reason i decided to drop a name is because they are looking for contractors on this forum now. They are also called First Choice.

So how is it that you say it is not a good idea for you to recomend a contractor because it will make the carrier look bad if something goes wrong yet the carrier can --- and on top of it back a newbee 6 months in for 5 years? And all the flunky subs they hire over the internet to do the work.

I have the contract for the roofing work from the contractor somewhere around here with the Farmers (i Believe) logo on it - And 5 year written warranty with an authorized Farmers signature.

I say Farmers Not Positive it is them -- but i do know it is one of the bigger carriers. If i could find the paper work.

I was pretty PO'd About these guys they almost took a job that i had already signed up my Grandfathers Neighbor they called me as soon as the adjuster and contractor left and said his Insurance Company were taking care of the repairs and he did not need to use me. I did however loose about a half a dozen more in the area i had signed to do. The homeowners all told me the same thing their Insurance company was taking care of the repairs. I could have taken them all to court since i had contracts but to what extent? I would have lost more jobs They were telling homeowners in a case like this its hard to choose a contractor when so many are knocking at your door and us guys that have been in business for years were selling our licenses to everyone and they would'nt know until the job was done wheather they made the right choice or not - But this way The insurance carrier takes that risk for you and backs them 5 years - I did not see one local crew on any of there jobs One guy nice truck taking pictures that was it.>>>

That's really phucked upMinnesota.

Can anyone say Anti-trust? I'd re-join NRCA if they could, or would.

Or maybe I should just join Triage, 'cause maybe they could learn me how to sell and roof.>>>

I did call them was interested in working with them until i heard how they pay - They are just another middleman that somehow got hooked up with a big insurance carrier. What i would like to know is how they did it so i can do it. Evertime i try i get the answer it is against our policy then i tell them about companies like triage and they say oh they must have been reffered to us - then by whom they say adjusters or independant agents - So i ask the adjusters like CIAK and They say cant do it - I ask agents and they can refer to their customers only and if you do not regularly line their pockets that ends as well but no way at all to get leads same time adjusters get them directly from source.>>>

How easy is it to sell a job when it doesn't cost anything - Yea MR homeowner i have 10,000.00 pre approved just for you in my pocket what color do you want - Ah them other guys are just going to have to go through us anyway they may not be able to do all we can do safer just to goet it from us.>>>

Middleman? EXACTLY what I thought when I went to their website and read their spiel.

Too weird. Why are we roofers taking it in the azzes again? We got illegals and middlemen coming out the wazoo now for one reason: We've allowed it. I don't see where joining the enemy is the answer MN, unless you want out of the roofing biz and into the Ins. Biz.

Maybe we should all quit MRCA, BBB, NRCA, NFIB for ONE year and pool a portion of that money towards a lawyer to research some legal action. It won't get better until someone pushes back. >>>

Or maybe as Policyholders we should look into this. It is our premiums (i.e. RATE) that are funding this madness (+ what the gooberm$nt kicks in--- whoops that is supposedly ours too)

But if we do, wait until I call 1-800 free-roofs. My old Globeees are looking a little shabby. :dry:>>>

Minn I will check into the triage business it very interesting . I may have heard about them in a passing conversation. I know nothing about them As far as middle men go I work for one directly .>>>

Triage Management Services Inc seems to be more than a middleman, they are a layer between the middleman and the carrier. It appears they charge way too much for how little they do or put another way they add way too much to the cost of a claim without providing value.

At the very least they are creating liability for the insurance company and themselves. Looking at the way they operate also puts into question the relationship they have to their contractors. Too much training and direction. The IRS would probably consider them employees. When somebody gets hurt or doesn't pay theirs taxes, a frequent occurrence in our business, the light is gonna shine pretty bright on these guys.

What happens when the supply house liens a couple of hundred houses because one of their contractors doesn't pay their material bill, which happens a lot with storm chasers especially ones that are making less than before? Well my guess is Triage has crated a liability trail right up to the front door of the insurance companies' skyscrapers.

>>>

I've also wondered whether the whole storm chasing industry wouldn't fall under the RICO Act (Racketeer Influenced and Corrupt Organizations Act).

It was created to fight the mob, but look at how well it fits for the storm business(From Wikipedia http://en.wikipedia.org/wiki/RICO the bold highlights are mine:

Under RICO, a person who is a member of an enterprise that has committed any two of 35 crimes—27 federal crimes and 8 state crimes—within a 10-year period can be charged with racketeering. Those found guilty of racketeering can be fined up to $25,000 and/or sentenced to 20 years in prison per racketeering count. In addition, the racketeer must forfeit all ill-gotten gains and interest in any business gained through a pattern of "racketeering activity." RICO also permits a private individual harmed by the actions of such an enterprise to file a civil suit; if successful, the individual can collect treble damages.

When the U.S. Attorney decides to indict someone under RICO, he or she has the option of seeking a pre-trial restraining order or injunction to temporarily seize a defendant's assets and prevent the transfer of potentially forfeitable property, as well as require the defendant to put up a performance bond. This provision was placed in the law because the owners of Mafia-related shell corporations often absconded with the assets. An injunction and/or performance bond ensures that there is something to seize in the event of a guilty verdict.

In many cases, the threat of a RICO indictment can force defendants to plead guilty to lesser charges, in part because the seizure of assets would make it difficult to pay a defense attorney. Despite its harsh provisions, a RICO-related charge is considered easy to prove in court, as it focuses on patterns of behavior as opposed to criminal acts.[2]

There is also a provision for private parties to sue. A "person damaged in his business or property" can sue one or more "racketeers." The plaintiff must prove the existence of a "criminal enterprise." The defendant(s) are not the enterprise; in other words, the defendant(s) and the enterprise are not one and the same. There must be one of four specified relationships between the defendant(s) and the enterprise. A civil RICO action, like many lawsuits based on federal law, can be filed in state or federal court. [1]

Both the federal and civil components allow for the recovery of treble damages (damages in triple the amount of actual/compensatory damages).

Although its primary intent was to deal with organized crime, Blakey said that Congress never intended it to merely apply to the Mob. He once told Time, "We don't want one set of rules for people whose collars are blue or whose names end in vowels, and another set for those whose collars are white and have Ivy League diplomas."

This thing may have legs.

Here's a more in depth link if you got a lot of time:

http://www.ricoact.com/ricoact/nutshell.asp#defendant>>>

"Triage Management Services Inc seems to be more than a middleman, they are a layer between the middleman and the carrier." ......................Hence the name I assume..>>>

I just can't believe the insurance company , with all the rhetoric surrounding the business would allow anything at all to come close to the " Skyscrapers " If you ever have worked on the inside you would understand all the security measures that go on. Layer after layer . Not a chance someone would get through with crap that's thrown at them. An example is JET. He is so blinded by his anger as witnessed by the visceral remarks and venom he spews and spits . Any opportunity no matter how squed and demented or small , Jet sees it as a crack to attack. It is just this sort of total insanity that has caused the firewalls and a lot of the problems between the two entities + the homeowners. The more the disconnect the more the protection and isolation between the contracting community and homeowners. The more the disconnect the greater the possibility of losing work because their are opportunist in triage and stormier etc. To continue down this path will only result in more paranoia lost work. This is part of why I'm creating this dialoge>>>

Chucky, now you're hurting my feelings :P :P Do I insult you?.......no. I merely bring to light how full of crap you are, that's all. Having been both a company trained adjuster and a contractor I KNOW both sides. You're just a wannabe storm chaser adjuster that couldn't make it in the real world. Don't be hard on yourself, Momma's just glad you're out from under her feet for days at a time ;) ;) I don't know why you keep stirring the pot on this subject as it's not very popular with the crowd here. Try some sermons or something positive instead. I know you still have a few in your back pocket.......let the brother preach!! :woohoo: :woohoo:

JET>>>

CIAK Said: I just cant believe the insurance company , with all the rhetoric surrounding the business would allow anything at all to come close to the Skyscrapers If you ever have worked on the inside you would understand all the security measures that go on. Layer after layer .

That's a given. The inference is that Triage Management Services Inc is exposing themselves to liability with not only the IRS but the way they are characterizing the relationship they have with insurance carriers.

.>>>

"I just can't believe the insurance company , with all the rhetoric surrounding the business would allow anything at all to come close to the " Skyscrapers"

Why? You figure they are that well protected? That RICO does'nt apply to them? The fact that AIG got away with what they did only serves to put the rest under closer scrutiny, as we see now with the current investigations into the massive amount of mortgage fraud. Just what is the reason for your disbelief ciak, apart from "all the rhetoric surrounding the business"......whatever that means...>>>