Insurance & Payroll Outsourcing

Hi everyone. I used AMS staff leasing. It worked out great.

Know I found one newer company in town that does the same thing. Staff leasing is becoming more and more popular. I am one of about 5 companies in our city that are set up legit. No permits>>>

Robert, I'll have to check into the hour a day for loading trucks, or even drive time to and from jobs. I hadn't thought of that, but hooray if they allow it. St. Paul Travelers (my last w.c. company) wouldn't even recognize paid holidays for employe>>>

I work with a Brokerage out of Atlanta and we have multiple PEO/Employee Leasing companies we represent. These PEO's handle all of your Payroll, Worker's Comp, and HR services. Usually there is a large discount over standalone WC policies and NO DOWN>>>

:S Is there anyone out there still dealing with State Fund in CA. Or better yet are there still any mom & pop outfits working or has this must have workers comp put us all out of business? When I signed up they told me that the "deposit" would roll over from 1 year to the next "It is a 1 time fee" the guy said Now the only thing rolling over is the policy and I can't seem to get them to stop billing even after retiring my license. If anyone else is having this same fun I talked to a lawyer today and he told me to file a small claims lawsuit. This is ridiculous I have not had employees in 10 years, Just me and my wife doing repair work. They have made it not worth it.>>>

Don't worry Keith. they just need money and "you are it" If they say you owe, just pay it. If it is too much, just pay it. If you have to sell your children to afford it, Just pay it. No good deed will go unpunished.

Don't worry, it will get worse. Remember, we need "CHANGE", AND WE ARE ABOUT TO GET IT!~>>>

I have been talking with the ALL INDUSTRY UNDERWRITERS company. Im asking if any of you use them? And if you do; is there a way that lets you check to make sure they are paying all withholdings on your behalf. I got stung once before many years ago. Just looking for input on this company.---------------------H>>>

What is their reputation? Are they an employee leasing company?>>>

Hatchetman - I use them. So far as I know they pay the taxes. Of course it's possible that they aren't but that would be criminal on their part. As employees of AMS (the company that All Industries Underwriters uses), they would be liable for taxes, not you.>>>

Yes the leasing company or professional employer as they are known here, would be responsible for paying all tax liabilities. BUT, that does not mean they do it. We found out that the professional employer that we were using had not paid any of our taxes in 3 years! That means that we have to prove that we paid the taxes for credit on our Social Security. Even though we received W-2's that showed the deductions, it was not discovered until one of our employees got his Social Security notice in the mail when he turned 40 and there were 2 years of missing money.

When I started with this company, I audited 5 years of the payroll records and found many discrepancies in what they were charging for workers comp. They had salesmen charged off as roofers, office staff charged off as carpenters, it was awful. We took them to court and recovered only a small percentage.

Be careful with what company you choose.>>>

Despite the horror stories that some people are posting, I've had no problems with them for the past three years. While I'm certain I'm not the largest employer posting here, I'm probably among the top. My office staff, attorney and accountant are not outsourced. All of my hourly employees are leased as well as the employees paid piece rate.

If the idea is to suspect everyone of fraud and/or tax evasion unless proven otherwise, our industry would come to a screeching holt. I spoke with other companies that used All Industries Underwriters before I started using them and I've been satisfied. Now, is it possible that I've been sucked into some complicated scheme that involves tax evasion and insurance fraud? I suppose it's possible, but I've got no reasons to suspect it. My certificates of insurance have passed inspection by the state of Florida, as well as many building departments and many more general contractors. >>>

Thats exactly what Im trying to avoid. Several years ago I used an employee leasing company and they too did not pay the withholdings for my men. After they went out of biz; bout 2 years later the goverment sent me the bill for non-payment. They put a lien on my home and took the money owed them when I sold the house. Yesterday I had the Illinois Employment Security in my office for a random audit; when I told him what my plans for the upcoming year was, he warned me of scams just like that. He said by the time these things come to light; these people are long gone; bankrupt and doing it again somewhere else. He said he would look into AIU to see whether they are legit or not and if there was a way to check to make sure they were paying on my behalf. Being that he works for the Feds; Im kinda expecting no follow up to inform as to what he found.

Do these companys give you a certificate of insurance that states roofing of some other catagory. They offer a very atractive work comp rate. Im just a little gun shy and dont want to get burned again.-------------------------------H>>>

HOP Thanks for your input; your reply about the cert. was one of my concerns. Thanks again---------------------------------H>>>

Im with a company under ams and my certs state roofing, your concerns were the same i had before joining.Now im wondering if there is a verifacation system set up to check i shall ask my agent because thats all they really are,are agents of ams.>>>

Hatchetman- What is the comp rate they are offering? I think the state pool rate is $38 or more. We are around $23. I personally don't think I would go this route but I can see the appeal.>>>

Hatchetman- What is the comp rate they are offering? I think the state pool rate is $38 or more. We are around $23. I personally don't think I would go this route but I can see the appeal.>>>