Fire at one of my last rental

Well good news from the bank. I just wasn't going to give up on the idea of not having the money myself ( THE LOVELY MRS CIAK was having nothing to do with it either ) to dole out as I saw fit . Thank you Minnesota . I called the bank that handles the insurance accounts in Arz. They will be sending a check made out to me after a small amount of info that is required is sent to them. It is part of their packages. This means I will have total control of the money for the construction project and can hire out to lic# subs where necessary. I'm doing a roof for my attorney that gave me advice about not being able to do this. I will inform him of his faulty advice when I get the check. I will let him know tonight at dinner what I was told. If it were not for Minnesota I would have taken a different course. If this happens the way it was told to me I will make good on my promise Minn. Cool very very cool :) :)>>>

OH, what a story. Good laugh Jet. Stick it to 'em.

But LOW CLASS SIDE!!! Dang, I'm glad I'm low class. Spent plenty of time on both shores, and Gulf side sure tickles my fancy.

CIAK, iffin your of the mood to reduce that complex you wrote about elsewhere, and want to drive your semi-retired arse north around the bend, I'd love to share some oysters or such with you and our loverlies. Should be on Cape San Blas for a couple weeks in the near future. 330-260-0901 if you want to try.

I know, there's no good way to there from anywhere. That's why I like it. I'll have the whole family in tow, so a mutual meeting point would need to be closer to me. FWIW>>>

Lordy be, may he be with you and me.

The plane will not FLY !!!!!!!!!!!!!!!!!!!!!!!!!!!!

Just wanna keep it going.

Have a nice vacation Mike & Family

OK, Noone will say this OUT LOUD.

Everyone cut the BULL.

CIAK, your intentions 10 pages ago were sincere, I believe, and then it soon became a Ciak Soap.

Noone has a problem getting on my chit. Why the pussyfooting around.

This has dragged on for so long, bits & pieces and glorification.

You got the award!! accept it gracefully, say thank you and walk off the stage.

You tried to excluded me from the list of ********* on page 9. Thank you.

Well this is page 10. You have played the system to the max, your getting a nicer new place, better than before, charge more rent, more bucks to play with. You showed us. PC

>>>

May be this plane will fly http://microsite.smithsonianmag.com/airspacemag/video-players/asm-video-ooyala-marines.html Take no prisoners . What ever that means I don't want to wander adrift to far . :laugh: :laugh: Thanks Patty You are a sweet heart>>>

Are you talkin' to yourself again? Have I just been stood up by a guy that was just whinin' about nobody wantin' to meet him? Do you really understand what's going on up there? LOL>>>

Mike I was gonna give you a call today .As I read your reply I didn't think it was now. I look forward to possibly meeting and having the Lovely Mrs's having a chat. Hopefully we can put up with the " Shabby " part of the state. Whew that was " ca razzy " !!! I do find my self talking to myself sometimes. One of the weirdest things is when I 'm driving around and find my self where I wanted to be and can't remember how I got there. What stop sign I stopped or where I turned . Nothing is familiar other than the vehicle I'm sitting in . What I do remember . Some of the songs I sang and parts of the conversation's I had with myself. :laugh: :laugh: ;) ;)>>>

"One of the weirdest things is when I 'm driving around and find my self where I wanted to be and can't remember how I got there. What stop sign I stopped or where I turned ".

Couldn't resist !!!! Now you have my red flags flying. :woohoo: PC>>>

Patty Cakes Said: One of the weirdest things is when I m driving around and find my self where I wanted to be and cant remember how I got there. What stop sign I stopped or where I turned .

Couldnt resist !!!! Now you have my red flags flying. :woohoo: PC

:woohoo: :woohoo: :side: :silly: :side: :laugh: B)...... I just got a recorded call from the Bank of America today. They were putting the check in the mail today . This has gone from being nervous about what I believed to be true and what was . Now I know for certain what to expect and what happens. It is true . The insurance company has been ," honest moral and ethical . True to their contract . The bank so far the same. Insurance is a very good thing . The people that work for them under a lot of pressure . Still customer friendly and ethical honest and moral. My convictions are restored and I will better be able to work with customers knowing the company I work for has my back and does what they say they will. Cool very very cool remember " pay your premiums ">>>

Ok I had to go back to the insurance carrier and request another document to verify the property was a total loss , paid premium limits. I again was handled very professionally and the doc was emailed to me asap and a hard copy in my mail box 2 days later. As this goes on I'm finding the Bank has been the most disorganized . I copied the document and sent out that hour. I've been waiting for a couple of weeks for the check to show up . Yesterday my patience had run out . I called the bank and a new series of requirements were thrown at me . After many questions from me and a switch to a supervisor I think I finally understood what it was being asked of me . After I hung up I was fuming . More red tape from the bank. I'm having breakfast this morning . My phone rings THE LOVELY MRS CIAK " Chuck , your check showed up today " The left hand doesn't know what the right is doing .. Again if you read this Minn. " Thank You " give me a call or e mail.>>>

I started this topic with Roof Doc's asking me if was a total. I said no. I was wrong. Now referring to Hatricks reply and the subsequent result he has angry neighbors and fears he has lost a neighborhood . My case has turned out to be great for me . I would have been happy with the first assessment . Fortunately I am extremely happy with the end result. You are the engineer of your life .>>>

Construction starts Monday . I have had the insurance cancel my H/Os insurance while the structure is being rebuilt . I picked up a builders risk at AAA . I'm excited about the construction . This process has progressed with a few bumps in the road . When I had a problem I knew and hopefully you guys understand now , Don't take anything but what is due you or your clients . Don't give up keep screaming . The squeaky wheel is the key . Read and understand the contract . I had to put upper pressure down on the inside adjuster. From managers and supervisor + a threat to go to the Insurance Commission file a report on inside adjuster to get him off the dime . After that it was an email to him and cc all concerned supervisors and managers . This is a pressure business . Pressure makes things move . The contract always!!!! I mean always!!!! is interpreted in favor of the H/O's.>>>

bump :laugh:>>>

Cool the construction is well under way. Soon will be meeting the 50% mark and will have the inspections . That triggers the bank to release after the inspection 50% of the claim amount . The property is shaping up real nice . The roof will come off this week sometime . It is exciting watching the progress. B) ;) ;) B) For those keeping score : John posted in another forum and totally independent ............. If you had AIC, CPCU, ARM and a college degree you might maybe get an adjuster job. " You still would need to have XACTIMATE experience and even some adjusting experience if there were not a lot of storms going on. " ;) ;) :laugh: My prayer Palsm 56

2 Mine enemies would daily swallow me up: for they be many that fight against me,

5 Every day they wrest my words: all their thoughts are against me for evil.

6 They gather themselves together, they hide themselves, they mark my steps, when they wait for my soul. B) ;) B)>>>

My biggest problem in this whole process ............. is not the insurance company . They have been exemplary in the claims process. Followed the contract ( policy ) the way it is written . Understand what your policy ( contract ) says. The contractor............ easy to work with on time and very very communicative. The biggest problem is the bank at this moment . I keep submitting the same documents over and over for every draw and communication. Extremely frustrating .>>>